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Although mental health treatment can be expensive, I believe it should be available to as many people seeking treatment as possible. As a result, I accept most major insurances and offer affordable self-pay rates – without sacrificing the quality of treatment in any way.

"Accessibility allows us to tap into everyone's potential"

- Debra Ruh

Insurance

When utilizing your insurance benefits, the fee will vary based on the type of service provided, length of session, and your insurance provider’s contracted rate. I am happy to answer any questions about using your insurance benefits. I also recommend contacting your insurance provider to find out what is and is not covered since you are responsible for any charges your insurance plan doesn’t cover. 

If I am out-of-network, I am happy to provide you with statements (i.e. super bills) to submit to your insurance carrier for reimbursement, dependent on your benefits. 

**Due to Colorado and Hawai'i state laws, I am unable to accept clients who have Medicaid, even for self-pay, since I am not contracted with Medicaid at this time.

Cancelation Policy


Please be aware a minimum of 24 hours' notice of cancelation is required in order to avoid being charged a cancelation fee. If you do not provide at least 24 hours' notice of cancelation or do not show up for an appointment, you will be charged the standard session fee.

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Counseling Rates

I do my best to offer an affordable rate for self-pay clients. This option allows me to offer services without restrictions on the duration of treatment or reason(s) for seeking therapy. If finances are a concern, I also offer a sliding-scale option. Eligibility is determined on a case-by-case basis and upon availability. 

01

Consultation
Free

I offer a free 15-minute phone consultation for new clients to determine if we are a good fit. This in an opportunity to ask questions and to learn how best I might be able to help.

02

Intake Session
$150

This important first session is 60-minutes, allowing time to review new client paperwork, establish general expectations and a framework for working together; and to further identify reasons for seeking out therapy at this particular time in your life.

03

Individual Therapy
$130

Designed for established clients, these 50-minute sessions are for individual therapy and can be booked through the client portal. 

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